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You just load dollars directly onto the card and then use that balance for purchases. without a checking account, prepaid cards offer the ease of card-based purchases without the hassles of dealing with a bank.
When the balance on the card dips too low, you reload more money. You can use prepaid cards to book a hotel room or rent a car.
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And because the fees merchants pay to accept debit cards (including prepaid debit cards) are lower than those for credit cards, there may be places that will accept your prepaid card, but not credit cards. By March 2015, customers had loaded billion onto the American Express prepaid cards, Serve and Bluebird.
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